*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:#202124;background:#f5f7fb;line-height:1.65}
a{color:inherit}
.hero{min-height:540px;background:linear-gradient(135deg,#0b3d91,#06a3da);color:white;padding:24px}
.nav{max-width:1180px;margin:0 auto;display:flex;justify-content:space-between;align-items:center}
.logo{font-weight:800;font-size:26px;letter-spacing:1px}
.nav-links a{margin-left:22px;text-decoration:none;font-weight:600}
.hero-content{max-width:850px;margin:105px auto 0;text-align:center}
.hero-content h1{font-size:46px;line-height:1.15;margin-bottom:18px}
.hero-content p{font-size:20px;margin-bottom:28px}
.btn{display:inline-block;background:white;color:#0b3d91;padding:13px 24px;border-radius:8px;font-weight:700;text-decoration:none}
.btn.secondary{background:transparent;color:white;border:2px solid white}
.btn.dark{background:#0b3d91;color:white;margin-top:14px}
.section{max-width:1120px;margin:0 auto;padding:70px 24px}
.section h2{text-align:center;font-size:34px;margin-bottom:12px}
.section-intro{text-align:center;margin-bottom:34px;color:#475467}
.alt{max-width:none;background:white}.alt>*{max-width:1120px;margin-left:auto;margin-right:auto}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.cards.four{grid-template-columns:repeat(4,1fr)}
.card{background:white;border-radius:18px;padding:28px;box-shadow:0 12px 35px rgba(15,23,42,.08);border:1px solid #e5e7eb}
.card.featured{border:3px solid #06a3da}.card h3{font-size:23px;margin-bottom:12px}.speed{font-size:30px;font-weight:800;color:#0b3d91}.price{font-size:23px;font-weight:700;margin:12px 0 20px}.card ul{padding-left:20px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:32px}.grid div,.terms,.company-box{background:#fff;border:1px solid #e5e7eb;padding:24px;border-radius:14px}.alt .grid div,.alt .company-box{background:#f7f9fc}.grid h3{margin-bottom:8px;color:#0b3d91}.terms,.company-box{max-width:820px;margin-top:28px}.terms p,.company-box p{margin-bottom:10px}.contact{text-align:center}.contact-actions{margin-top:24px}.contact .btn{background:#0b3d91;color:white;margin:6px}.contact .btn.secondary{background:#06a3da;border:none}
.terms-header{background:#0b3d91;color:white;padding:24px;position:sticky;top:0;z-index:10;box-shadow:0 2px 12px rgba(0,0,0,.12)}
.terms-layout{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:285px minmax(0,1fr);gap:34px;padding:38px 24px 70px}
.toc{position:sticky;top:96px;align-self:start;background:white;border:1px solid #e5e7eb;border-radius:14px;padding:20px;max-height:calc(100vh - 120px);overflow:auto;box-shadow:0 8px 25px rgba(15,23,42,.06)}
.toc h3{color:#0b3d91;margin-bottom:12px}.toc a{display:block;text-decoration:none;border-bottom:1px solid #eef2f7;padding:8px 0;font-size:14px;color:#344054}.toc a:hover{color:#06a3da}
.legal-content{background:white;border:1px solid #e5e7eb;border-radius:16px;padding:44px;box-shadow:0 10px 28px rgba(15,23,42,.06)}
.legal-content h1{font-size:38px;line-height:1.2;color:#111827;margin-bottom:12px}.lead{font-size:18px;color:#475467;margin-bottom:30px}
.legal-content h2{font-size:24px;color:#0b3d91;margin-top:34px;margin-bottom:14px;padding-top:16px;border-top:1px solid #e5e7eb}.legal-content h3{font-size:19px;color:#111827;margin:24px 0 10px}.legal-content p{margin-bottom:13px}.letter,.roman{background:#f8fafc;border-left:4px solid #06a3da;padding:12px 14px;border-radius:8px}
.table-wrap{margin:24px 0}.data-table{width:100%;border-collapse:collapse;margin:12px 0 24px;background:white}.data-table th,.data-table td{border:1px solid #d0d5dd;padding:12px;text-align:left}.data-table th{background:#0b3d91;color:white}
footer{background:#101828;color:white;text-align:center;padding:22px}
@media(max-width:1000px){.cards.four{grid-template-columns:repeat(2,1fr)}.grid{grid-template-columns:repeat(2,1fr)}.terms-layout{grid-template-columns:1fr}.toc{position:static;max-height:none}.legal-content{padding:28px}}
@media(max-width:700px){.nav{flex-direction:column;gap:18px}.nav-links a{margin:0 8px}.hero-content h1,.legal-content h1{font-size:32px}.cards,.cards.four,.grid{grid-template-columns:1fr}}